Your Money, Your Way

Account Products

From everyday checking to long-term savings, we have the right account to help you reach your financial goals.

Save Smarter

Savings Accounts

Start your financial journey with a savings account that earns competitive dividends. As a member-owner, you benefit from rates that consistently beat the national average.

Regular Savings 2.75% APY

Our core account — open with just £5 and start earning today.

High-Yield Savings 4.50% APY

Earn more with higher balances. No monthly maintenance fees.

Youth Savings 3.00% APY

Designed for members under 18 to build lifelong financial habits.

Holiday Club 2.75% APY

Dedicated account to save for the festive season effortlessly.

Why Save With Us?

NCUA Insured
Deposits protected up to £250,000 per member.
Higher Dividends
Rates consistently above the national average.
24/7 Access
Manage your account anytime via mobile or online.
Automatic Transfers
Set up recurring deposits to grow effortlessly.
No Hidden Fees
We don't nickel-and-dime our members.
Everyday Banking

Checking Accounts

Simple, powerful checking accounts with no surprises — just the features you need to manage your day-to-day finances.

Free Checking

Perfect for everyday transactions with no monthly fee and no minimum balance.

  • No monthly fee
  • Free debit card
  • Online & mobile banking
  • Free bill pay
  • Unlimited transactions
Open Account
Most Popular

Premium Checking

Earn interest on your balance while enjoying premium benefits and perks.

  • Earns 1.50% APY
  • Free cheques
  • ATM fee rebates
  • Overdraft protection
  • Priority support
Open Account

Student Checking

Designed for students aged 16–25 with tools to build smart money habits.

  • No fees
  • Financial wellness tools
  • Mobile deposit
  • No minimum balance
  • Parent account linking
Open Account
Best of Both Worlds

Money Market Account

Earn higher dividends than a regular savings account while keeping easy access to your funds. Perfect for building an emergency fund or saving for a major goal.

£0 – £9,999 3.25% APY
£10,000 – £49,999 4.00% APY
£50,000+ 4.75% APY
Open Money Market Account
Flexible Access
Write cheques or use your debit card whenever you need.
Tiered Rates
The more you save, the more you earn.
NCUA Insured
Full protection on your deposits.
Monthly Interest
Dividends credited directly each month.
Lock In & Grow

Certificates of Deposit (CDs)

Lock in a guaranteed rate for a set term and watch your savings grow without market risk.

6 Months
4.25%
APY
£500 minimum
Open CD
12 Months
5.10%
APY
£500 minimum
Open CD
24 Months
4.85%
APY
£1,000 minimum
Open CD
36 Months
4.60%
APY
£1,000 minimum
Open CD

* Early withdrawal penalties apply. Rates effective July 15, 2026. Subject to change.

Ready to Open Your Account?

Membership is open to everyone in our community. Joining takes just minutes.